APG is a pension provider that organizes the pensions for 4.5 million people on behalf of its clients, providing the pensions of one in every five families in the Netherlands. APG works for participants in education, the government, construction, the cleaning and window-cleaning sector, housing corporations, power providers, and public utilities and social work provision. APGmanages just over 400 billion euros in pension assets for these sectors, working for over 30,000 employers, providing an income to approximately 4.5 million participants. APG administrates over 30% of all collective pension schemes in the Netherlands. Group pension schemes and social security systems have been undergoing major changes in recent years and are increasingly interdependent. That is why APG recently expanded its services to include employer services in the areas of pensions, social security and consultancy.
APG’s motto is “Tomorrow is today.” This conveys the message that APG works hard every day to ensure tomorrow’s pensions. It also underlines that a good investment strategy and sound pension management today form the basis for a good pension in the future. The motto furthermore constitutes the guideline for APG’s corporate social responsibility. The management approach in part focuses on creating a livable world for current and future generations. Sustainable regional development is one of the reasons why APG has—as founding father alongside Maastricht University and the Province of Limburg—taken the initiative to develop the Brightlands Smart Services Campus in Heerlen.
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